Reno Now. Pay Later.


Flexible home improvement payment plans.

Reno Now. Pay Later.


Flexible home improvement payment plans.
Creative Outdoors Millboard Decking in Enhanced Grain Jarrah in Unley

Reno Now. Pay Later.


Flexible home improvement payment plans.
Creative Outddors Louvre Roof Pavilion in Unley

A Simple Payment Plan for Your Home Improvement Project

Partnered with Handypay

We have partnered with Handypay so that you can access a simple, affordable payment plan for your home improvement needs.

Approved in Seconds

How does it work?

You Shop select what you want to buy.

You Apply

Apply to buy now & pay later.

We Pay

Approved in seconds & we pay the vendor.

Own It

Own it today with flexible payments.


Register your interest here

    Your preferred method of contact:

    What interest will I pay?

    Eligible applications can receive a special discount rate from 7.99% p.y. (Comparison Rate 8.51%), assuming a $15,000 loan over a 7-year term. For non-eligible applicants, other fees or charges apply.

    Need help?
    Call us on 1300 990 115
    OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 trading as Handypay | Australian Credit License 488228
    Credit is subject to OurMoneyMarket Lending’s standard terms and conditions and lending criteria.

    It won’t impact your credit score

    • Once Approved, Handypay will cover the upfront cost of your purchase
    • Repayments are conveniently scheduled in line with your income

    Flexible Payments that make sense

    Who is Handypay?
    Handypay offers simple payment plan solutions so you can turn your house into a home today and pay over time – that’s handy!
    Minimum Eligibility Criteria

    Must be over 18 years
    Australian Permanent Resident or Australian Citizen
    Must receive employment income
    Must be for consumer use only

    Our Products

    Adelaide’s most trusted Pergola designer and builder

    Outdoor Concepts

    If you are looking for the perfect outdoor concept or some inspiration, come see the team at Creative Outdoors in Adelaide.


    Ziptrak blinds create a cleaner, longer lasting alfresco living experience. Can be operated by one person in one easy action.

    Laser Cut Screens

    For a sensational addition to any pergola, pavilion, verandah or carport. Creative Outdoors laser cut screens enhance your outdoor area.


    Creative Outdoors are suppliers of quality HardieDeck™, Trex and Millboard decking systems.


    We design and construct sophisticated outdoor pavilions. Tell us your project goals and allow us to inspire you.


    Protect your car, boat and caravan with a Nexteel Carport. Upgrade to rendered pillars or add Panel doors for added for full protection.

    Pergolas & Verandahs

    Our Pergolas & Verandahs have industry leading 30 year paint and structural warranties. We offer various roofing options and designs.